If a male grantor is married, Michigan law has historically required his wife to sign the deed to release her dower rights. Phone Number: 906-667-0381 Phone Number: 989-832-6820 Note also that if there is an outstanding mortgage on the property, the owner must review the terms to see if there is a notification requirement. 220 W. State St. Room 102 Email: jwinton@oscodacountymi.com Fax Number: 231-779-5352 By filing the quitclaim deed, you can add someone to the title of your home, in effect transferring a share of ownership. https://www.miottawa.org/Departments/CountyClerk/ROD/, Presque Isle County Register of Deeds Michigan Treasury Online Business Services, Homeowner's Principal Residence Exemption. Jennifer Mueller is an in-house legal expert at wikiHow. Flint, MI 48502 https://www.dickinsoncountymi.gov/government/county_departments/register_of_deeds/index.php, Eaton County Register of Deeds 301 N. Main St. P.O. Email: registerofdeeds@isabellacounty.org Menominee, MI 49858 Even if the person you're adding doesn't give you money for ownership in your property, the lender still may view the transfer of ownership as a sale and can demand payment in full. There are different forms of deeds depending on the situation involved. https://www.isabellacounty.org/departments/register-of-deeds/, Jackson County Register of Deeds Fax Number: 269-467-5593 Include your email address to get a message when this question is answered. Fax Number: 989-826-1156 The steps to add a person to a property deed as joint owner are the same if you own your home outright -- except you bypass the step that deals with reviewing your mortgage and contacting your lender. http://www.co.grand-traverse.mi.us/587/Register-of-Deeds-Office, Gratiot County Register of Deeds how to add someone to a deed in michigan . In this case, 91% of readers who voted found the article helpful, earning it our reader-approved status. First, you should discuss the property interests with any co-owners, then go through the process of completing and submitting either a quitclaim or warranty deed form. The Register of Deeds Office records documents pertaining to real estate property such as deeds, mortgages, liens, lis pendens, state tax liens, federal tax liens, and several other documents related to real estate property located in Macomb County. Email: register@miottawa.org Obtain a blank quit claim deed form from an office supply store, attorney or title company. 173 East Apple Avenue https://countyfusion3.kofiletech.us/countyweb/login.do?countyname=Eaton, Emmet County Register of Deeds Obtain the necessary consents from lenders and . Here's a way to pass the interest in your home deed onwhile you're alive. He focuses mostly on finance writing and has a passion for real estate, credit card deals, and investing. P.O. Phone Number: 906-635-6312 If avoiding probate is a priority, an attorney can help you find the best method to add the other person to your house title. When you add a person to your deed, you're essentially giving them a gift of a percentage of your property. Email: jdegraaf@kalkaskacounty.org 151 E. Huron Street Generally speaking, adding another owner only makes the probate process more complicated. 2 South 6th Street, Suite 11 You can get a taxpayer name and address for free by calling the Macomb County Land File Office at 586-469-5313 or the local Assessor's Office in that City or Township. https://keweenawbay.org/government/departments/county-clerk-register-of-deeds/, Barry County Register of Deeds Especially with large lenders, it isn't uncommon to get a bill for the balance of the mortgage when the transfer is complete. Your county recorder may charge a small fee to pull the deed, and typically will charge an additional fee to make a copy of it for you. St. Joseph, MI 49085 Harrison, MI 48625 Courthouse 100 W. Main Street Government Center Phone Number: 906-387-2076 Ithaca, MI 48847 Phone Number: 231-592-0148 https://www.countyofbranch.com/departments/register-of-deeds/, Calhoun County Register of Deeds My spouse died, how do I remove my spouse's name from my deed? Fax Number: 810-985-4795 Some transfers are excluded from reassessment. In order to accomplish this, you can't just pen in the name on your deed. Spell out ownership percentages only if the parties involved are to share ownership in a split other than 50-50. 400 Boardman If you live in a community property state, you can specify the home or land is community property with a right of survivorship. 208 N. Shiawassee Street Each type of ownership carries unique characteristics, and factors such as financial ability, family relations and marital . Accessed April 10, 2020. Your state law may have other specific languages to use. Fax Number: 269-445-4453 I want to sell it, but have back taxes. If one person owns a piece of real estate and wants to bring on another owner, this means that the current owner would give up their interest in the property to themselves and the other person. Fax Number: 231-845-7977 Kalamazoo, MI 49007 You will have to file a quitclaim deed and then file a new deed with joint ownership. Box 399 Transferring ownership of a house also means your property will likely be reassessed for tax purposes. Phone Number: 517-279-4320 If you need a Bell County attorney, we would welcome the opportunity to assist you. For example, "Suzy Sunshine and Martin Moon" or "Suzy Sunshine or Martin Moon. However, not every state has this type of ownership, and the application is different in every state. not mine. If you look at your property tax statement, it should indicate whether you're receiving any property tax exemptions. You sign the deed as grantor, have it notarized and file it with the county's registry of deeds. The transfer is excluded from the gift tax if you're adding your spouse to your house title. This may include information such as the statement that the transfer is forever, or that the property transfer extends to the second person's assigns. http://www.baycounty-mi.gov/rod/, Benzie County Register of Deeds How do I add someone to my deed? You will have to file a transfer of the deed to gain ownership of the property during the divorce. To add a spouse to a deed, start by reading over your mortgage carefully with your spouse. Phone Number: 231-627-8808 P.O. By signing up you are agreeing to receive emails according to our privacy policy. Phone Number: 248-858-0581 113 Chestnut Street Phone Number: 906-884-4255 Escanaba, MI 49829 The person in possession of the deed can simply sign on behalf of the state, or they can request the state to send them a copy of the deed. 214 E. Center St Feel free to contact us with your questions, concerns or needs by email or by phone at 989-224-5270. Email: dsimmons@ogemawcountymi.gov http://keweenawcountyonline.org/department-clerk.php, Lake County Register of Deeds Charlevoix, MI 49720 P.O. References Consumers Credit Union. Fax number: 906-663-4660 To create a tenancy in common, you would use "and" or "or" between the names of the property owners on the deed. https://oceana.mi.us/departments/register-of-deeds/, Ogemaw County Register of Deeds Marshall, MI 49068 Sacramento County Public Law Library. Fax Number: 989-846-9166 Survivorship (outliving your co-owner) affects more than just the four types of jointly owned property. Phone Number: 906-643-7306 Beulah, MI 49617 To someone who will own the property with the current owners (adding someone to the deed); From someone who no longer wishes to hold title (removing someone from the deed); or In other circumstances where the current owner does not want to be legally responsible for problems with title. Allegan, MI 49010 Fax Number: 989-790-5278 This might not be an option if one of the owners does not have good credit. 500 Lake St. were I to add him to my deed. Phone Number: 231-547-7204 https://www.deeds.com/recorder/michigan/alger/, Allegan County Register of Deeds Ontonagon, MI 49953 Grayling, MI 49738 301 W. Upton You can buy one of these policies by paying a one-time fee, which typically is relatively low. ", a right of survivorship. Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer. We use cookies to make wikiHow great. Adrian, MI 49221 With a grant deed, you are making a promise that you are the current owner of the property and that there aren't any liens, mortgages, or other claims to the property that you haven't disclosed. Lapeer, MI 48446 Box 609 Misconceptions and Realities It is a misconception that someone can be "removed" from the deed. Real Property 313-224-5854 "Estate Tax." Fax Number: 517-543-4134 "I did not know that my spouse's financial history would have an impact on certain benefits to which I am entitled. http://www.oakgov.com/clerkrod/Pages/default.aspx, Oceana County Register of Deeds Sandusky, MI 48471 https://www.ocmi.us/register-of-deeds/, Ontonagon County Register of Deeds One of the most common incorrect assumptions in real estate is that someone can be added to a deed. For example, if you are adding a spouse to your house title, the deed transfer will be exempt from reassessment in many states. Fax Number: 989-734-0506 Jennifer reviews, fact-checks, and evaluates wikiHow's legal content to ensure thoroughness and accuracy. By using our site, you agree to our. Box 376 Fax Number: 810-667-0293 http://www.kalkaskacounty.net/government/register_of_deeds/index.php, Kent County Register of Deeds Hart, MI 49420 Pontiac, MI 48341-0480 205 E. 11th St. 250 E. Huron Avenue, Room 203 415 Third Street Fax Number: 517-546-5966 Phone Number: 231-745-4641 Many reasons might exist that would make you want to add someone to the deed to your house. : How to Add Someone to a Deed, LegalBeagle: How to Add a Husband's Name to the Deed or Leave the House to Him in a Will. X For example, if he has a bad debt, his creditor can sue and force the sale of your property to pay it off. Phone Number: 517-788-4350 http://www.benzieco.net/government/county_register_of_deeds/index.php, Berrien County Register of Deeds Other information that is typically on a deed, no matter what state you are in, includes the property address and legal description, the city, county, state and the date. Phone Number: 269-445-4464 The property transfer occurs automatically at the prior owner's death, avoiding probate. IRS. The difference between tenancy by the entirety and joint tenancy with right of survivorship is that if one spouse has debts, that spouse's creditors can't go after the other spouse's interest in the property to cover those debts. Bring a government-issued photo ID with you when you get your signature notarized. https://www.allegancounty.org/departments/register-of-deeds, Alpena County Register of Deeds http://www.tuscolacounty.org/rod/, Van Buren County Register of Deeds Box 168 It's revocable. For more detailed information on how to add someone to your house title, scroll down. P.O. Phone Number: 517-676-7216 Phone Number: 989-846-9201 P.O. Box 800 Email: deeds@co.muskegon.mi.us Fax: 989-785-8080 Phone Number: 989-269-9941 51 S Macomb St Next, obtain a quitclaim form from the county recorders office where the property is located. To avoid probate, you must choose an ownership relationship that includes a right of survivorship. Depending on your financial situation, this issue may cause you to reconsider making the addition. A Michigan deed is a legal document used to convey property from an owner to a purchaser in Michigan. 8562 Box 5 One thing that many people do not realize is that transfer of the deed is different from the transfer of the mortgage responsibility. If you want the property to automatically pass to the other owner with the death of one owner, choose a form of co-ownership that includes the "right to survivorship.". That applies only to married couples. 300 Walnut Street, Room 164 Fax Number: 231-533-8317 There are exceptions, such as if the other person is not paying you any money to be added to the deed. If you're getting a copy from your local land registry office, search for your deed in their database or ask for assistance. Fax Number: 810-768-7965 http://www.sanilaccounty.net/PublicPages/Entity.aspx?ID=220, Schoolcraft County Register of Deeds Getting married does not automatically transfer a property to become a tenancy by entirety. P.O. 698 400 Monroe, 7th Floor https://www.leelanau.gov/registerofdeeds.asp, Lenawee County Register of Deeds https://www.mecostacounty.org/government/rod.php, Menominee County Register of Deeds When executed and notarized, the quitclaim deed legally overrides the current deed to your home. Port Huron, MI 48060 Corunna, MI 48817 If you have a tenancy by entirety, then it converts to tenancy in common. 200 E Grand River Evaluating Financial and Legal Consequences, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/3\/3e\/Add-Someone-to-Your-House-Title-Step-1.jpg\/v4-460px-Add-Someone-to-Your-House-Title-Step-1.jpg","bigUrl":"\/images\/thumb\/3\/3e\/Add-Someone-to-Your-House-Title-Step-1.jpg\/aid9653557-v4-728px-Add-Someone-to-Your-House-Title-Step-1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"